Toast POS Pricing Breakdown 2026: What It Actually Costs

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Toast POS is one of the most popular restaurant POS platforms in the U.S., but its pricing involves multiple software tiers, optional add-ons, and hardware costs that confuse buyers. Here is a complete transparent breakdown of what Toast actually costs in 2026.

Toast Software Plans and Monthly Fees

Starter Kit (free): Basic POS for one terminal with 3.09% + 15 cent processing. Best for very low-volume evaluation.

Point of Sale ($65/month): Full features plus online ordering at 2.99% + 15 cents. The most common plan for independent restaurants.

Restaurant Basics ($110/month): Bundles POS plus scheduling plus payroll integration at a fixed monthly rate. Better value than assembling features individually.

Custom Enterprise: Negotiated pricing for multi-location chains with complex requirements.

Toast Hardware Costs

Toast uses proprietary hardware exclusively. The Toast Flex countertop terminal costs $627. The Toast Go 2 handheld is $409. A kitchen display system starts at $489. A full two-terminal restaurant setup with a KDS typically runs $1,500 to $3,000 before installation. Hardware financing programs spread these costs over time.

Add-Ons That Affect Total Monthly Cost

Toast Loyalty adds $50/month. Toast Marketing adds $75/month. Toast Payroll adds approximately $15 per employee per month. Online ordering is included free on the Point of Sale plan. For a restaurant running POS plus Loyalty plus Marketing, monthly software cost reaches $190 before processing fees. At $10,000 in monthly card sales at 2.99% + 15 cents, add approximately $314 in processing fees for a total monthly operating cost around $504. Run this calculation at your actual expected volume before comparing Toast against alternatives like Square or Lightspeed.

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Related Reading: For a complete comparison, see our guide to the our full Toast POS review for 2026.