February 20, 2026 | Edward Ip Disclosure: POSadvice.com may earn a referral fee if you purchase through links on this page. This does not affect our independent reviews or rankings.\n\n💳 Pricing Alert • January 2023Square Raises Processing Fees: Impact on Your Bottom LineThe $0.10 per-transaction addition hits coffee shops and small-ticket businesses hardest2.6%+$0.10New Rate77%Fee Increase for $5 Sales$600/moExtra Cost for Cafés💰 Fee Impact by Business TypeBusiness TypeAvg TicketOld FeeNew FeeMonthly Impact (200 tx/day)☕ Coffee shop$5$0.13$0.23+$600/mo🍔 Quick-service$15$0.39$0.49+$600/mo🛍️ Retail$50$1.30$1.40+$600/mo🍷 Restaurant$100$2.60$2.70+$600/mo🔄 Alternatives to ConsiderProviderRateBest ForToast2.49% + $0.15RestaurantsSpotOn1.99% + $0.25High-ticketCloverVaries by resellerFlexible⚠️ For businesses with average tickets above $30, the impact is minimal. Don’t switch providers over $3/day in fees — the hassle isn’t worth it.🔑 Key Takeaway: High-volume, low-ticket businesses (coffee shops, bakeries) are hit hardest. Compare rates if your average sale is under $15.📚 Related Articles → Square vs Toast POS: The Ultimate 2026 Comparison for Restau → Small Business Relief: Square Waives Fees, Launches Emergenc → Square Acquires Afterpay: Expands Into BNPL → Square Cash App Now Processes $250 Billion AnnuallyPOSadvice.com — Independent ReviewsFind Your Perfect POS SystemAnswer 3 quick questions. Get free, no-obligation quotes from top providers matched to your business.Get Free Quotes →Takes 2 minutes · No spam · No commitmentRelated Reading: For a complete comparison, see our guide to the Best POS System for Small Retail Stores 2026.\n\n