POS Comparisons

Upserve vs Payanywhere: Which POS Is Better? (2025)

By Mauricio Oct 3, 2025 3 min read

In the battle of Upserve versus Payanywhere, both systems bring unique strengths to the table. Upserve is particularly strong for Restaurants, bars, and cafes wanting comprehensive analytics, while Payanywhere excels at Small businesses wanting fast funding. Whether you prioritize Offline mode for outages or Next-day funding, this comparison covers everything you need to know.

Quick Comparison: Upserve vs Payanywhere

FeatureUpservePayanywhere
CategoryRestaurantMulti-Industry
Starting Price$89/month$49.95 (terminal) + 2.69% per transaction
Rating4.3/53.9/5
Target BusinessSmall BusinessSmall Business
Pricing ModelSubscriptionTransaction-based
Free TrialYesNo
Free VersionNoNo
Best ForRestaurants, bars, and cafes wanting comprehensive analyticsSmall businesses wanting fast funding

Upserve Overview

Upserve, now Lightspeed Restaurant U-Series, is a restaurant POS offering offline mode, employee management, and real-time insights. Consolidates menu performance, staff productivity, and customer behavior data into one platform.

Upserve is offered by Lightspeed Commerce (founded 2009) based in Providence, Rhode Island, USA. The system focuses on Restaurants, Bars, Cafes, Bakeries.

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Key Features:

  • Order management
  • Payment processing
  • Inventory management
  • Staff management
  • Customer loyalty
  • Analytics/reporting

Payanywhere Overview

Payanywhere offers mobile payment solutions with card readers and POS apps. Features next-day funding, invoicing, and business management tools for small businesses.

Payanywhere is offered by North American Bancard (founded 2011) based in Troy, MI. The system focuses on Retail, Service, Mobile.

Key Features:

  • Mobile POS
  • Card Readers
  • Invoicing
  • Next-day Funding
  • Inventory
  • Analytics

Feature Comparison

Upserve Features:

  • Order management
  • Payment processing
  • Inventory management
  • Staff management
  • Customer loyalty

Payanywhere Features:

  • Mobile POS
  • Card Readers
  • Invoicing
  • Next-day Funding
  • Inventory

When comparing features, Upserve stands out with Offline mode for outages, while Payanywhere differentiates itself with Next-day funding. Your choice should depend on which features align better with your specific business requirements.

Pricing Comparison

Pricing AspectUpservePayanywhere
Starting Price$89/month$49.95 (terminal) + 2.69% per transaction
Pricing ModelSubscriptionTransaction-based
Price RangeMid-rangeBudget
Free TrialAvailableNot available
Free VersionNoNo

Payanywhere is more budget-friendly, making it a better choice for cost-conscious businesses. Consider the total cost of ownership including hardware, processing fees, and add-on modules when making your decision.

Pros and Cons

Upserve

Pros:

  • Easy setup
  • 24-hour phone support
  • Offline mode
  • Real-time insights
  • Employee success tracking

Cons:

  • System crashes reported
  • Learning curve for customization
  • Customer service issues

Payanywhere

Pros:

  • Next-day funding
  • Free mobile app
  • Multiple hardware options
  • Invoicing included

Cons:

  • Mixed customer reviews
  • Transaction fees vary
  • Contract requirements possible

Who Should Choose Upserve?

Upserve is ideal for Restaurants, bars, and cafes wanting comprehensive analytics. The system is particularly well-suited for Restaurants, Bars, Cafes, Bakeries.

However, Upserve may not be the best fit for Retail businesses, those needing simple basic POS.

Who Should Choose Payanywhere?

Payanywhere is ideal for Small businesses wanting fast funding. The system is particularly well-suited for Retail, Service, Mobile.

However, Payanywhere may not be the best fit for Large operations needing advanced POS.

Our Recommendation

Both Upserve and Payanywhere are solid POS solutions, but they excel in different areas. Choose Upserve if you’re Restaurants, bars, and cafes wanting comprehensive analytics. Choose Payanywhere if you’re Small businesses wanting fast funding. Upserve has a higher user rating (4.3 vs 3.9). We recommend trying demos or free trials of both systems before making your final decision.