POS Comparisons

Toast vs PayPal Zettle: Which POS Is Better? (2025)

By Mauricio Oct 16, 2025 3 min read

When comparing Toast vs PayPal Zettle, you’re looking at two distinct approaches to restaurant point-of-sale technology. Toast, rated 4.5/5, offers Full-service restaurants, quick-service restaurants, bars, and cafes. Meanwhile, PayPal Zettle, rated 4.2/5, provides Small businesses wanting pay-per-transaction model. Let’s dive into the details to help you make an informed decision.

Quick Comparison: Toast vs PayPal Zettle

FeatureToastPayPal Zettle
CategoryRestaurantMulti-Industry
Starting Price$0/month (Starter kit) to $165+/month$29 (card reader) + 2.29% per transaction
Rating4.5/54.2/5
Target BusinessSmall BusinessSmall Business
Pricing ModelSubscriptionTransaction-based
Free TrialYesNo
Free VersionYesYes
Best ForFull-service restaurants, quick-service restaurants, bars, and cafesSmall businesses wanting pay-per-transaction model

Toast Overview

Toast is a restaurant-specific point-of-sale and management system built exclusively for the food service industry. It offers hardware and software solutions for dine-in, takeout, and delivery operations.

Toast is offered by Toast, Inc. (founded 2012) based in Boston, MA. The system focuses on Full-service restaurants, Quick service, Bars, Cafes, Food trucks.

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Key Features:

  • Tableside ordering
  • Kitchen display system
  • Online ordering
  • Delivery management
  • Menu management
  • Payroll integration

PayPal Zettle Overview

PayPal Zettle is a mobile POS system with card readers and simple POS software. Features no monthly fees on the basic plan, integration with PayPal, and affordable hardware options.

PayPal Zettle is offered by PayPal (founded 2010) based in Stockholm, Sweden. The system focuses on Retail, Service, Mobile Businesses.

Key Features:

  • Mobile POS
  • Card Reader
  • Inventory Management
  • Reporting
  • Digital Receipts
  • PayPal Integration

Feature Comparison

Toast Features:

  • Tableside ordering
  • Kitchen display system
  • Online ordering
  • Delivery management
  • Menu management

PayPal Zettle Features:

  • Mobile POS
  • Card Reader
  • Inventory Management
  • Reporting
  • Digital Receipts

When comparing features, Toast stands out with Restaurant-specific features, while PayPal Zettle differentiates itself with No monthly fees. Your choice should depend on which features align better with your specific business requirements.

Pricing Comparison

Pricing AspectToastPayPal Zettle
Starting Price$0/month (Starter kit) to $165+/month$29 (card reader) + 2.29% per transaction
Pricing ModelSubscriptionTransaction-based
Price RangeMid-rangeBudget
Free TrialAvailableNot available
Free VersionYesYes

PayPal Zettle is more budget-friendly, making it a better choice for cost-conscious businesses. Consider the total cost of ownership including hardware, processing fees, and add-on modules when making your decision.

Pros and Cons

Toast

Pros:

  • Built specifically for restaurants
  • Robust reporting
  • Excellent kitchen management
  • Strong online ordering
  • Good hardware durability

Cons:

  • 2-year contracts typical
  • Can be expensive with add-ons
  • Limited to restaurant industry

PayPal Zettle

Pros:

  • No monthly fees
  • PayPal integration
  • Affordable hardware
  • Easy setup

Cons:

  • Processing fees on every transaction
  • Limited advanced features
  • Basic reporting

Who Should Choose Toast?

Toast is ideal for Full-service restaurants, quick-service restaurants, bars, and cafes. The system is particularly well-suited for Full-service restaurants, Quick service, Bars, Cafes, Food trucks.

However, Toast may not be the best fit for Non-restaurant businesses.

Who Should Choose PayPal Zettle?

PayPal Zettle is ideal for Small businesses wanting pay-per-transaction model. The system is particularly well-suited for Retail, Service, Mobile Businesses.

However, PayPal Zettle may not be the best fit for High-volume operations where processing fees add up.

Our Recommendation

Both Toast and PayPal Zettle are solid POS solutions, but they excel in different areas. Choose Toast if you’re Full-service restaurants, quick-service restaurants, bars, and cafes. Choose PayPal Zettle if you’re Small businesses wanting pay-per-transaction model. Toast has a higher user rating (4.5 vs 4.2). We recommend trying demos or free trials of both systems before making your final decision.