POS Comparisons

PayPal Zettle vs Payanywhere: Which POS Is Better? (2025)

By Mauricio Nov 7, 2025 3 min read

In the battle of PayPal Zettle versus Payanywhere, both systems bring unique strengths to the table. PayPal Zettle is particularly strong for Small businesses wanting pay-per-transaction model, while Payanywhere excels at Small businesses wanting fast funding. Whether you prioritize No monthly fees or Next-day funding, this comparison covers everything you need to know.

Quick Comparison: PayPal Zettle vs Payanywhere

FeaturePayPal ZettlePayanywhere
CategoryMulti-IndustryMulti-Industry
Starting Price$29 (card reader) + 2.29% per transaction$49.95 (terminal) + 2.69% per transaction
Rating4.2/53.9/5
Target BusinessSmall BusinessSmall Business
Pricing ModelTransaction-basedTransaction-based
Free TrialNoNo
Free VersionYesNo
Best ForSmall businesses wanting pay-per-transaction modelSmall businesses wanting fast funding

PayPal Zettle Overview

PayPal Zettle is a mobile POS system with card readers and simple POS software. Features no monthly fees on the basic plan, integration with PayPal, and affordable hardware options.

PayPal Zettle is offered by PayPal (founded 2010) based in Stockholm, Sweden. The system focuses on Retail, Service, Mobile Businesses.

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Key Features:

  • Mobile POS
  • Card Reader
  • Inventory Management
  • Reporting
  • Digital Receipts
  • PayPal Integration

Payanywhere Overview

Payanywhere offers mobile payment solutions with card readers and POS apps. Features next-day funding, invoicing, and business management tools for small businesses.

Payanywhere is offered by North American Bancard (founded 2011) based in Troy, MI. The system focuses on Retail, Service, Mobile.

Key Features:

  • Mobile POS
  • Card Readers
  • Invoicing
  • Next-day Funding
  • Inventory
  • Analytics

Feature Comparison

PayPal Zettle Features:

  • Mobile POS
  • Card Reader
  • Inventory Management
  • Reporting
  • Digital Receipts

Payanywhere Features:

  • Mobile POS
  • Card Readers
  • Invoicing
  • Next-day Funding
  • Inventory

When comparing features, PayPal Zettle stands out with No monthly fees, while Payanywhere differentiates itself with Next-day funding. Your choice should depend on which features align better with your specific business requirements.

Pricing Comparison

Pricing AspectPayPal ZettlePayanywhere
Starting Price$29 (card reader) + 2.29% per transaction$49.95 (terminal) + 2.69% per transaction
Pricing ModelTransaction-basedTransaction-based
Price RangeBudgetBudget
Free TrialNot availableNot available
Free VersionYesNo

PayPal Zettle offers a free version, which is great for testing or small operations. Consider the total cost of ownership including hardware, processing fees, and add-on modules when making your decision.

Pros and Cons

PayPal Zettle

Pros:

  • No monthly fees
  • PayPal integration
  • Affordable hardware
  • Easy setup

Cons:

  • Processing fees on every transaction
  • Limited advanced features
  • Basic reporting

Payanywhere

Pros:

  • Next-day funding
  • Free mobile app
  • Multiple hardware options
  • Invoicing included

Cons:

  • Mixed customer reviews
  • Transaction fees vary
  • Contract requirements possible

Who Should Choose PayPal Zettle?

PayPal Zettle is ideal for Small businesses wanting pay-per-transaction model. The system is particularly well-suited for Retail, Service, Mobile Businesses.

However, PayPal Zettle may not be the best fit for High-volume operations where processing fees add up.

Who Should Choose Payanywhere?

Payanywhere is ideal for Small businesses wanting fast funding. The system is particularly well-suited for Retail, Service, Mobile.

However, Payanywhere may not be the best fit for Large operations needing advanced POS.

Our Recommendation

Both PayPal Zettle and Payanywhere are solid POS solutions, but they excel in different areas. Choose PayPal Zettle if you’re Small businesses wanting pay-per-transaction model. Choose Payanywhere if you’re Small businesses wanting fast funding. PayPal Zettle has a higher user rating (4.2 vs 3.9). Also, choose PayPal Zettle if you want to start with a free version. We recommend trying demos or free trials of both systems before making your final decision.