POS Comparisons

Oracle Simphony vs SumUp: Which POS Is Better? (2025)

By Mauricio Oct 26, 2025 3 min read

In the battle of Simphony versus SumUp, both systems bring unique strengths to the table. Simphony is particularly strong for Global brands and multi-location operators, while SumUp excels at Small businesses and mobile sellers. Whether you prioritize $1/month entry pricing or No monthly fees, this comparison covers everything you need to know.

Quick Comparison: Simphony vs SumUp

FeatureSimphonySumUp
CategoryRestaurantMulti-Industry
Starting Price$1/month per workstation$39 (reader) + 2.75% per transaction
Rating4.2/54.3/5
Target BusinessSmall Business to EnterpriseSmall Business
Pricing ModelSubscriptionTransaction-based
Free TrialNoNo
Free VersionNoNo
Best ForGlobal brands and multi-location operatorsSmall businesses and mobile sellers

Simphony Overview

Oracle Simphony is a cloud-based POS platform serving restaurants, hotels, and stadiums in 180 countries. Features 200+ integrations, offline mode, and scalable architecture from single locations to global chains.

Simphony is offered by Oracle (founded 2010) based in Austin, TX. The system focuses on Full Service, Quick Service, Hotels, Stadiums.

Looking for a POS system? Get free quotes from top vendors

Key Features:

  • Cloud POS
  • Offline Mode
  • 200+ Integrations
  • Multi-language
  • Online Ordering
  • Kitchen Display

SumUp Overview

SumUp provides mobile payment solutions and card readers for small businesses. Features simple pricing, no monthly fees, and easy setup for accepting card payments on the go.

SumUp is offered by SumUp (founded 2012) based in London, UK. The system focuses on Retail, Service, Mobile Businesses.

Key Features:

  • Card Reader
  • Mobile Payments
  • Invoicing
  • Payment Links
  • Reporting
  • No Monthly Fees

Feature Comparison

Simphony Features:

  • Cloud POS
  • Offline Mode
  • 200+ Integrations
  • Multi-language
  • Online Ordering

SumUp Features:

  • Card Reader
  • Mobile Payments
  • Invoicing
  • Payment Links
  • Reporting

When comparing features, Simphony stands out with $1/month entry pricing, while SumUp differentiates itself with No monthly fees. Your choice should depend on which features align better with your specific business requirements.

Pricing Comparison

Pricing AspectSimphonySumUp
Starting Price$1/month per workstation$39 (reader) + 2.75% per transaction
Pricing ModelSubscriptionTransaction-based
Price RangeBudget to PremiumBudget
Free TrialNot availableNot available
Free VersionNoNo

SumUp is more budget-friendly, making it a better choice for cost-conscious businesses. Consider the total cost of ownership including hardware, processing fees, and add-on modules when making your decision.

Pros and Cons

Simphony

Pros:

  • Affordable $1/month entry
  • 180 country presence
  • 200+ integrations
  • Enterprise scalability

Cons:

  • Complex for small operations
  • Advanced features cost more
  • Implementation required

SumUp

Pros:

  • No monthly fees
  • Simple flat-rate pricing
  • Easy setup
  • Portable

Cons:

  • Higher per-transaction rate
  • Limited POS features
  • Basic reporting

Who Should Choose Simphony?

Simphony is ideal for Global brands and multi-location operators. The system is particularly well-suited for Full Service, Quick Service, Hotels, Stadiums.

However, Simphony may not be the best fit for Very small restaurants wanting simplicity.

Who Should Choose SumUp?

SumUp is ideal for Small businesses and mobile sellers. The system is particularly well-suited for Retail, Service, Mobile Businesses.

However, SumUp may not be the best fit for High-volume businesses where percentage fees add up.

Our Recommendation

Both Simphony and SumUp are solid POS solutions, but they excel in different areas. Choose Simphony if you’re Global brands and multi-location operators. Choose SumUp if you’re Small businesses and mobile sellers. SumUp has a higher user rating (4.3 vs 4.2). We recommend trying demos or free trials of both systems before making your final decision.