POS Comparisons

Olo vs SumUp: Which POS Is Better? (2025)

By Mauricio Oct 19, 2025 3 min read

When comparing Olo vs SumUp, you’re looking at two distinct approaches to software point-of-sale technology. Olo, rated 4.3/5, offers Multi-location chains wanting unified digital ordering. Meanwhile, SumUp, rated 4.3/5, provides Small businesses and mobile sellers. Let’s dive into the details to help you make an informed decision.

Quick Comparison: Olo vs SumUp

FeatureOloSumUp
CategorySoftwareMulti-Industry
Starting PriceEnterprise pricing (contact)$39 (reader) + 2.75% per transaction
Rating4.3/54.3/5
Target BusinessMid-Market to EnterpriseSmall Business
Pricing ModelSubscriptionTransaction-based
Free TrialNoNo
Free VersionNoNo
Best ForMulti-location chains wanting unified digital orderingSmall businesses and mobile sellers

Olo Overview

Olo is a leading restaurant ordering and delivery platform powering digital transformation for 700+ brands including Shake Shack, Wingstop, and Denny’s. Provides ordering, dispatch, rails integrations, and guest engagement tools.

Olo is offered by Olo Inc. (founded 2005) based in New York, NY. The system focuses on Quick Service, Fast Casual, Enterprise Chains.

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Key Features:

  • Digital Ordering
  • Delivery Dispatch
  • Rails Integration
  • Guest Data Platform
  • Payment Processing
  • Catering

SumUp Overview

SumUp provides mobile payment solutions and card readers for small businesses. Features simple pricing, no monthly fees, and easy setup for accepting card payments on the go.

SumUp is offered by SumUp (founded 2012) based in London, UK. The system focuses on Retail, Service, Mobile Businesses.

Key Features:

  • Card Reader
  • Mobile Payments
  • Invoicing
  • Payment Links
  • Reporting
  • No Monthly Fees

Feature Comparison

Olo Features:

  • Digital Ordering
  • Delivery Dispatch
  • Rails Integration
  • Guest Data Platform
  • Payment Processing

SumUp Features:

  • Card Reader
  • Mobile Payments
  • Invoicing
  • Payment Links
  • Reporting

When comparing features, Olo stands out with Powers 700+ restaurant brands, while SumUp differentiates itself with No monthly fees. Your choice should depend on which features align better with your specific business requirements.

Pricing Comparison

Pricing AspectOloSumUp
Starting PriceEnterprise pricing (contact)$39 (reader) + 2.75% per transaction
Pricing ModelSubscriptionTransaction-based
Price RangePremiumBudget
Free TrialNot availableNot available
Free VersionNoNo

SumUp is more budget-friendly, making it a better choice for cost-conscious businesses. Consider the total cost of ownership including hardware, processing fees, and add-on modules when making your decision.

Pros and Cons

Olo

Pros:

  • Powers major restaurant brands
  • Comprehensive digital platform
  • Strong delivery integrations
  • Public company stability

Cons:

  • Enterprise-focused pricing
  • Complex implementation
  • Not for small operations

SumUp

Pros:

  • No monthly fees
  • Simple flat-rate pricing
  • Easy setup
  • Portable

Cons:

  • Higher per-transaction rate
  • Limited POS features
  • Basic reporting

Who Should Choose Olo?

Olo is ideal for Multi-location chains wanting unified digital ordering. The system is particularly well-suited for Quick Service, Fast Casual, Enterprise Chains.

However, Olo may not be the best fit for Single-location independent restaurants.

Who Should Choose SumUp?

SumUp is ideal for Small businesses and mobile sellers. The system is particularly well-suited for Retail, Service, Mobile Businesses.

However, SumUp may not be the best fit for High-volume businesses where percentage fees add up.

Our Recommendation

Both Olo and SumUp are solid POS solutions, but they excel in different areas. Choose Olo if you’re Multi-location chains wanting unified digital ordering. Choose SumUp if you’re Small businesses and mobile sellers. We recommend trying demos or free trials of both systems before making your final decision.