In the battle of Heartland Retail versus Payanywhere, both systems bring unique strengths to the table. Heartland Retail is particularly strong for Retail stores wanting integrated payments, while Payanywhere excels at Small businesses wanting fast funding. Whether you prioritize Heartland integration or Next-day funding, this comparison covers everything you need to know.
Quick Comparison: Heartland Retail vs Payanywhere
| Feature | Heartland Retail | Payanywhere |
|---|---|---|
| Category | Retail | Multi-Industry |
| Starting Price | Contact for pricing | $49.95 (terminal) + 2.69% per transaction |
| Rating | 4.1/5 | 3.9/5 |
| Target Business | Small Business to Mid-Market | Small Business |
| Pricing Model | Quote-based | Transaction-based |
| Free Trial | No | No |
| Free Version | No | No |
| Best For | Retail stores wanting integrated payments | Small businesses wanting fast funding |
Heartland Retail Overview
Heartland Retail is a point-of-sale and payment processing solution for retail businesses. Part of the Heartland family, it offers inventory management, customer loyalty, and integrated payments.
Heartland Retail is offered by Heartland Payment Systems (Global Payments) (founded 2001) based in Jeffersonville, IN. The system focuses on Retail, Specialty Stores.
Key Features:
- POS System
- Inventory Management
- Customer Loyalty
- Payment Processing
- Reporting
- E-commerce Integration
Payanywhere Overview
Payanywhere offers mobile payment solutions with card readers and POS apps. Features next-day funding, invoicing, and business management tools for small businesses.
Payanywhere is offered by North American Bancard (founded 2011) based in Troy, MI. The system focuses on Retail, Service, Mobile.
Key Features:
- Mobile POS
- Card Readers
- Invoicing
- Next-day Funding
- Inventory
- Analytics
Feature Comparison
Heartland Retail Features:
- POS System
- Inventory Management
- Customer Loyalty
- Payment Processing
- Reporting
Payanywhere Features:
- Mobile POS
- Card Readers
- Invoicing
- Next-day Funding
- Inventory
When comparing features, Heartland Retail stands out with Heartland integration, while Payanywhere differentiates itself with Next-day funding. Your choice should depend on which features align better with your specific business requirements.
Pricing Comparison
| Pricing Aspect | Heartland Retail | Payanywhere |
|---|---|---|
| Starting Price | Contact for pricing | $49.95 (terminal) + 2.69% per transaction |
| Pricing Model | Quote-based | Transaction-based |
| Price Range | Mid-range | Budget |
| Free Trial | Not available | Not available |
| Free Version | No | No |
Payanywhere is more budget-friendly, making it a better choice for cost-conscious businesses. Consider the total cost of ownership including hardware, processing fees, and add-on modules when making your decision.
Pros and Cons
Heartland Retail
Pros:
- Heartland ecosystem
- Integrated payments
- Retail focus
- Customer loyalty tools
Cons:
- Custom pricing
- May require Heartland processing
Payanywhere
Pros:
- Next-day funding
- Free mobile app
- Multiple hardware options
- Invoicing included
Cons:
- Mixed customer reviews
- Transaction fees vary
- Contract requirements possible
Who Should Choose Heartland Retail?
Heartland Retail is ideal for Retail stores wanting integrated payments. The system is particularly well-suited for Retail, Specialty Stores.
However, Heartland Retail may not be the best fit for Restaurants.
Who Should Choose Payanywhere?
Payanywhere is ideal for Small businesses wanting fast funding. The system is particularly well-suited for Retail, Service, Mobile.
However, Payanywhere may not be the best fit for Large operations needing advanced POS.
Our Recommendation
Both Heartland Retail and Payanywhere are solid POS solutions, but they excel in different areas. Choose Heartland Retail if you’re Retail stores wanting integrated payments. Choose Payanywhere if you’re Small businesses wanting fast funding. Heartland Retail has a higher user rating (4.1 vs 3.9). We recommend trying demos or free trials of both systems before making your final decision.