POS Comparisons

Harbortouch vs Payanywhere: Which POS Is Better? (2025)

By Mauricio Nov 20, 2025 3 min read

Choosing between Harbortouch and Payanywhere for your business? Both are popular multi-industry solutions, but they serve different needs. Harbortouch starts at $29.99/month and is Free POS hardware with low monthly subscription fees., while Payanywhere starts at $49.95 (terminal) + 2.69% per transaction and is Mobile payments and POS for small businesses. This comprehensive comparison will help you decide which POS system is the right fit for your operation.

Quick Comparison: Harbortouch vs Payanywhere

FeatureHarbortouchPayanywhere
CategoryMulti-IndustryMulti-Industry
Starting Price$29.99/month$49.95 (terminal) + 2.69% per transaction
Rating4.0/53.9/5
Target BusinessSmall BusinessSmall Business
Pricing ModelSubscriptionTransaction-based
Free TrialNoNo
Free VersionNoNo
Best ForSmall businesses wanting low startup costsSmall businesses wanting fast funding

Harbortouch Overview

Harbortouch (now SkyTab) offers free POS hardware with low monthly fees. Features include tableside ordering, table tracking, free reservations, and online ordering. No upfront costs with lifetime hardware warranty.

Harbortouch is offered by Shift4 Payments (founded 1999) based in Allentown, Pennsylvania, USA. The system focuses on Restaurants, Bars, Retail, Salons.

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Key Features:

  • Tableside ordering (iPad)
  • Table tracking
  • Reservations (free)
  • Online ordering (free)
  • KDS
  • Waitlist management

Payanywhere Overview

Payanywhere offers mobile payment solutions with card readers and POS apps. Features next-day funding, invoicing, and business management tools for small businesses.

Payanywhere is offered by North American Bancard (founded 2011) based in Troy, MI. The system focuses on Retail, Service, Mobile.

Key Features:

  • Mobile POS
  • Card Readers
  • Invoicing
  • Next-day Funding
  • Inventory
  • Analytics

Feature Comparison

Harbortouch Features:

  • Tableside ordering (iPad)
  • Table tracking
  • Reservations (free)
  • Online ordering (free)
  • KDS

Payanywhere Features:

  • Mobile POS
  • Card Readers
  • Invoicing
  • Next-day Funding
  • Inventory

When comparing features, Harbortouch stands out with Free hardware, while Payanywhere differentiates itself with Next-day funding. Your choice should depend on which features align better with your specific business requirements.

Pricing Comparison

Pricing AspectHarbortouchPayanywhere
Starting Price$29.99/month$49.95 (terminal) + 2.69% per transaction
Pricing ModelSubscriptionTransaction-based
Price RangeBudgetBudget
Free TrialNot availableNot available
Free VersionNoNo

Both systems offer competitive pricing for their respective feature sets. Consider the total cost of ownership including hardware, processing fees, and add-on modules when making your decision.

Pros and Cons

Harbortouch

Pros:

  • No upfront hardware costs
  • Low monthly fees
  • Lifetime hardware warranty
  • Free online ordering
  • 24/7/365 support

Cons:

  • 1-year contract required
  • Must use their payment processing
  • Rebranded to SkyTab

Payanywhere

Pros:

  • Next-day funding
  • Free mobile app
  • Multiple hardware options
  • Invoicing included

Cons:

  • Mixed customer reviews
  • Transaction fees vary
  • Contract requirements possible

Who Should Choose Harbortouch?

Harbortouch is ideal for Small businesses wanting low startup costs. The system is particularly well-suited for Restaurants, Bars, Retail, Salons.

However, Harbortouch may not be the best fit for Businesses wanting processor flexibility, those avoiding contracts.

Who Should Choose Payanywhere?

Payanywhere is ideal for Small businesses wanting fast funding. The system is particularly well-suited for Retail, Service, Mobile.

However, Payanywhere may not be the best fit for Large operations needing advanced POS.

Our Recommendation

Both Harbortouch and Payanywhere are solid POS solutions, but they excel in different areas. Choose Harbortouch if you’re Small businesses wanting low startup costs. Choose Payanywhere if you’re Small businesses wanting fast funding. Harbortouch has a higher user rating (4.0 vs 3.9). We recommend trying demos or free trials of both systems before making your final decision.