February 23, 2026 | Edward Ip Disclosure: POSadvice.com may earn a referral fee if you purchase through links on this page. This does not affect our independent reviews or rankings.\n\n💳 Payments • January 2022Contactless Payments Hit 50% of All US In-Store TransactionsA historic milestone: tap-to-pay is now the dominant in-store payment method in America50%Contactless Share150%YoY Growth$4.6TVolume📊 The Tipping PointFor the first time in history, contactless payments — tap cards, Apple Pay, Google Pay — account for the majority of all in-store card transactions in the United States.Payment Method202020212022 (proj.)Contactless/Tap30%48%55%Chip Insert33%28%23%Mobile Wallets18%26%32%Cash15%12%10%Swipe4%2%1%⚡ What This Means for Your POS✅ If Your POS Has NFCYou’re ready. Ensure tap-to-pay is enabled (some terminals have it disabled by default). Train staff to encourage contactless — it’s faster for everyone.❌ If Your POS Lacks NFCUpgrade immediately. You’re creating friction for 50%+ of customers. Square Reader ($0-$49), Toast terminal, or Clover Flex all support contactless.🔑 Key Takeaway: If your POS terminal doesn’t accept tap-to-pay, you are now inconveniencing the majority of your customers. NFC support is no longer optional — it’s baseline.📚 Related Articles → Square Launches Tap to Pay on iPhone — No Hardware Needed → Contactless Payments Double: Health Concerns Drive Adoption → How Contactless Payments Changed Small Business ForeverPOSadvice.com — Independent ReviewsFind Your Perfect POS SystemAnswer 3 quick questions. Get free, no-obligation quotes from top providers matched to your business.Get Free Quotes →Takes 2 minutes · No spam · No commitmentRelated Reading: For a complete comparison, see our guide to the Best POS System for Small Retail Stores 2026.\n\n