Choosing between Clover and SumUp for your business? Both are popular multi-industry solutions, but they serve different needs. Clover starts at $14.95/month (software) + hardware costs and is Customizable POS with sleek hardware and app marketplace, while SumUp starts at $39 (reader) + 2.75% per transaction and is Mobile card reader with simple pricing. This comprehensive comparison will help you decide which POS system is the right fit for your operation.
Quick Comparison: Clover vs SumUp
| Feature | Clover | SumUp |
|---|---|---|
| Category | Multi-Industry | Multi-Industry |
| Starting Price | $14.95/month (software) + hardware costs | $39 (reader) + 2.75% per transaction |
| Rating | 4.3/5 | 4.3/5 |
| Target Business | Small Business | Small Business |
| Pricing Model | Subscription | Transaction-based |
| Free Trial | No | No |
| Free Version | No | No |
| Best For | Small to medium retail and restaurant businesses wanting premium hardware | Small businesses and mobile sellers |
Clover Overview
Clover is a versatile POS system offering customizable hardware and software solutions for retail, restaurant, and service businesses. Known for its sleek hardware design and app marketplace.
Clover is offered by Fiserv (formerly First Data) (founded 2010) based in Sunnyvale, CA. The system focuses on Retail, Restaurants, Services, Professional Services.
Key Features:
- App marketplace
- Employee management
- Inventory tracking
- Customer engagement
- Reporting
- Online ordering
SumUp Overview
SumUp provides mobile payment solutions and card readers for small businesses. Features simple pricing, no monthly fees, and easy setup for accepting card payments on the go.
SumUp is offered by SumUp (founded 2012) based in London, UK. The system focuses on Retail, Service, Mobile Businesses.
Key Features:
- Card Reader
- Mobile Payments
- Invoicing
- Payment Links
- Reporting
- No Monthly Fees
Feature Comparison
Clover Features:
- App marketplace
- Employee management
- Inventory tracking
- Customer engagement
- Reporting
SumUp Features:
- Card Reader
- Mobile Payments
- Invoicing
- Payment Links
- Reporting
When comparing features, Clover stands out with Extensive app ecosystem, while SumUp differentiates itself with No monthly fees. Your choice should depend on which features align better with your specific business requirements.
Pricing Comparison
| Pricing Aspect | Clover | SumUp |
|---|---|---|
| Starting Price | $14.95/month (software) + hardware costs | $39 (reader) + 2.75% per transaction |
| Pricing Model | Subscription | Transaction-based |
| Price Range | Mid-range | Budget |
| Free Trial | Not available | Not available |
| Free Version | No | No |
SumUp is more budget-friendly, making it a better choice for cost-conscious businesses. Consider the total cost of ownership including hardware, processing fees, and add-on modules when making your decision.
Pros and Cons
Clover
Pros:
- Beautiful hardware design
- Extensive app marketplace
- Flexible configurations
- Multiple hardware options
- Strong payment processing
Cons:
- Locked to Fiserv processing
- Hardware is proprietary
- Pricing can be confusing
- Contract requirements vary
SumUp
Pros:
- No monthly fees
- Simple flat-rate pricing
- Easy setup
- Portable
Cons:
- Higher per-transaction rate
- Limited POS features
- Basic reporting
Who Should Choose Clover?
Clover is ideal for Small to medium retail and restaurant businesses wanting premium hardware. The system is particularly well-suited for Retail, Restaurants, Services, Professional Services.
However, Clover may not be the best fit for Businesses wanting processor flexibility.
Who Should Choose SumUp?
SumUp is ideal for Small businesses and mobile sellers. The system is particularly well-suited for Retail, Service, Mobile Businesses.
However, SumUp may not be the best fit for High-volume businesses where percentage fees add up.
Our Recommendation
Both Clover and SumUp are solid POS solutions, but they excel in different areas. Choose Clover if you’re Small to medium retail and restaurant businesses wanting premium hardware. Choose SumUp if you’re Small businesses and mobile sellers. We recommend trying demos or free trials of both systems before making your final decision.