POS Comparisons

Clover vs Helcim: Which POS Is Better? (2025)

By Mauricio • Dec 3, 2025 • 3 min read

When comparing Clover vs Helcim, you’re looking at two distinct approaches to multi-industry point-of-sale technology. Clover, rated 4.3/5, offers Small to medium retail and restaurant businesses wanting premium hardware. Meanwhile, Helcim, rated 4.6/5, provides Cost-conscious businesses wanting transparent pricing. Let’s dive into the details to help you make an informed decision.

Quick Comparison: Clover vs Helcim

FeatureCloverHelcim
CategoryMulti-IndustryMulti-Industry
Starting Price$14.95/month (software) + hardware costsFree POS + interchange + 0.4% + 8¢
Rating4.3/54.6/5
Target BusinessSmall BusinessSmall Business to Mid-Market
Pricing ModelSubscriptionInterchange-plus
Free TrialNoYes
Free VersionNoYes
Best ForSmall to medium retail and restaurant businesses wanting premium hardwareCost-conscious businesses wanting transparent pricing

Clover Overview

Clover is a versatile POS system offering customizable hardware and software solutions for retail, restaurant, and service businesses. Known for its sleek hardware design and app marketplace.

Clover is offered by Fiserv (formerly First Data) (founded 2010) based in Sunnyvale, CA. The system focuses on Retail, Restaurants, Services, Professional Services.

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Key Features:

  • App marketplace
  • Employee management
  • Inventory tracking
  • Customer engagement
  • Reporting
  • Online ordering

Helcim Overview

Helcim provides interchange-plus payment processing with free POS software and card readers. Known for transparent pricing, no contracts, and volume-based discounts for growing businesses.

Helcim is offered by Helcim Inc. (founded 2006) based in Calgary, Canada. The system focuses on Retail, Service, B2B.

Key Features:

  • Free POS Software
  • Card Reader
  • Invoicing
  • Online Payments
  • Recurring Billing
  • Volume Discounts

Feature Comparison

Clover Features:

  • App marketplace
  • Employee management
  • Inventory tracking
  • Customer engagement
  • Reporting

Helcim Features:

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  • Free POS Software
  • Card Reader
  • Invoicing
  • Online Payments
  • Recurring Billing

When comparing features, Clover stands out with Extensive app ecosystem, while Helcim differentiates itself with Transparent pricing. Your choice should depend on which features align better with your specific business requirements.

Pricing Comparison

Pricing AspectCloverHelcim
Starting Price$14.95/month (software) + hardware costsFree POS + interchange + 0.4% + 8¢
Pricing ModelSubscriptionInterchange-plus
Price RangeMid-rangeBudget
Free TrialNot availableAvailable
Free VersionNoYes

Helcim is more budget-friendly, making it a better choice for cost-conscious businesses. Consider the total cost of ownership including hardware, processing fees, and add-on modules when making your decision.

Pros and Cons

Clover

Pros:

  • Beautiful hardware design
  • Extensive app marketplace
  • Flexible configurations
  • Multiple hardware options
  • Strong payment processing

Cons:

  • Locked to Fiserv processing
  • Hardware is proprietary
  • Pricing can be confusing
  • Contract requirements vary

Helcim

Pros:

  • Transparent interchange-plus pricing
  • Free POS and card reader
  • No contracts or hidden fees
  • Volume discounts

Cons:

  • Limited POS features vs competitors
  • Processing only – not full POS
  • US and Canada only

Who Should Choose Clover?

Clover is ideal for Small to medium retail and restaurant businesses wanting premium hardware. The system is particularly well-suited for Retail, Restaurants, Services, Professional Services.

However, Clover may not be the best fit for Businesses wanting processor flexibility.

Who Should Choose Helcim?

Helcim is ideal for Cost-conscious businesses wanting transparent pricing. The system is particularly well-suited for Retail, Service, B2B.

However, Helcim may not be the best fit for Restaurants needing comprehensive POS features.

Our Recommendation

Both Clover and Helcim are solid POS solutions, but they excel in different areas. Choose Clover if you’re Small to medium retail and restaurant businesses wanting premium hardware. Choose Helcim if you’re Cost-conscious businesses wanting transparent pricing. Helcim has a higher user rating (4.6 vs 4.3). Also, choose Helcim if you want to start with a free version. We recommend trying demos or free trials of both systems before making your final decision.

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Written by

Sarah Martinez

Restaurant Technology Editor
Verified Expert

Sarah Martinez is a Restaurant Technology Editor with 8 years of experience covering the hospitality industry. She has interviewed hundreds of restaurant owners and published extensive research on POS adoption trends. Sarah previously served as Senior Editor at Restaurant Business Magazine and is a regular speaker at the National Restaurant Association Show.

Former Senior Editor, Restaurant Business MagazineNRA Show Speaker (2021-2024)Published in Nation's Restaurant News
Expertise:
Restaurant TechnologyFood Service OperationsPOS Pricing AnalysisIndustry Trends