Choosing between Clover and Heartland Retail? Both are leading point of sale systems with unique strengths. This comprehensive 2025 comparison breaks down pricing, features, pros/cons, and real-world use cases to help you make the right decision for your business.
Clover: $14.95/mo | 4.5/5 rating | Best for Retail & Service Businesses
Heartland Retail: $89/mo | 4.2/5 rating | Best for Retail Stores
Clover vs Heartland Retail: Quick Summary
| Feature | Clover | Heartland Retail |
|---|---|---|
| Starting Price | $14.95/mo | $89/mo |
| Best For | Retail & Service Businesses | Retail Stores |
| Industry | Retail | Retail |
| Rating | 4.5/5 | 4.2/5 |
| Key Strength | Flexible hardware options | Full-featured |
Clover Overview
Price: $14.95/mo | Rating: 4.5/5 | Best For: Retail & Service Businesses
Clover is a Retail POS system designed specifically for Retail & Service Businesses. Key benefits include: Flexible hardware options.
- Modular hardware
- App marketplace
- Employee management
- Advanced reporting
- Loyalty programs
- Online ordering
Heartland Retail Overview
Price: $89/mo | Rating: 4.2/5 | Best For: Retail Stores
Heartland Retail is a Retail POS system designed specifically for Retail Stores. Key benefits include: Full-featured.
- Cloud retail POS
- Inventory
- CRM
- E-commerce
- Reporting
- Gift cards
Pros & Cons Comparison
Clover Pros
- ✅ Flexible hardware options
- ✅ Large app market
- ✅ Customizable
Clover Cons
- ❌ Processing locked to Fiserv
- ❌ Add-ons expensive
Heartland Retail Pros
- ✅ Full-featured
- ✅ Good support
- ✅ Integrations
Heartland Retail Cons
- ❌ Processing tied to Heartland
- ❌ Mid-range pricing
The Verdict: Clover vs Heartland Retail
Choose Clover if you’re looking for a solution optimized for Retail & Service Businesses and value Flexible hardware options.
Choose Heartland Retail if your business focuses on Retail Stores and you prioritize Full-featured.
Feature-by-Feature Comparison
Let’s dive deeper into how Clover and Heartland Retail compare across key features that matter most to Retail businesses.
| Feature | Clover | Heartland Retail |
|---|---|---|
| Ease of Use | Excellent | Good |
| Hardware Options | Required | Required |
| Target Business Size | Mid-Market | Small Business |
| Contract Required | Month-to-month available | Month-to-month available |
Who Should Choose Clover?
Clover is the ideal choice for:
- Retail & Service Businesses who need specialized features
- Businesses that prioritize Flexible hardware options
- Those who value Large app market
- Companies with budget around $14.95/mo per month
Who Should Choose Heartland Retail?
Heartland Retail is the ideal choice for:
- Retail Stores who need specialized features
- Businesses that prioritize Full-featured
- Those who value Good support
- Companies with budget around $89/mo per month
Real-World Use Cases
Clover vs Heartland Retail for Small Businesses
For small businesses with limited budgets, Heartland Retail ($89/mo) offers better value while still providing essential features like Cloud retail POS and Inventory.
Clover vs Heartland Retail for Multi-Location Businesses
Multi-location businesses should consider scalability and centralized management. Both systems can scale to multiple locations with proper setup. Request a demo to see how each handles multi-store reporting and inventory sync.
Clover vs Heartland Retail for High-Volume Operations
High-volume operations need reliable, fast POS systems. Clover (rated 4.5/5) has proven reliability for busy Retail environments, especially for Retail & Service Businesses.
Frequently Asked Questions
Which is better: Clover or Heartland Retail?
The better choice depends on your specific needs. Clover (rated 4.5/5) excels for Retail & Service Businesses, while Heartland Retail (rated 4.2/5) is optimized for Retail Stores. Consider your industry, budget, and required features when deciding.
How much does Clover cost compared to Heartland Retail?
Clover starts at $14.95/mo, while Heartland Retail starts at $89/mo. Both may have additional costs for hardware, payment processing, and add-on features. Request a custom quote for accurate pricing based on your business needs.
Can I switch from Clover to Heartland Retail?
Yes, switching POS systems is possible. Most providers offer data migration assistance and training. Consider contract terms, hardware compatibility, and staff training time when planning a switch.
What integrations do these POS systems offer?
Both systems offer integrations with accounting software, e-commerce platforms, and third-party apps. Clover features Modular hardware, App marketplace, Employee management. Heartland Retail offers Cloud retail POS, Inventory, CRM.
Get a Free Quote
Still not sure which POS system is right for your business? Our experts can provide personalized recommendations based on your specific needs, budget, and growth plans.
Last updated: December 2025. Pricing and features subject to change.