POS Comparisons

Cloud Retailer vs Payanywhere: Which POS Is Better? (2025)

By Mauricio • Nov 15, 2025 • 3 min read

Choosing between Cloud Retailer and Payanywhere for your business? Both are popular retail solutions, but they serve different needs. Cloud Retailer starts at $69/month and is Cloud POS for convenience and liquor stores, while Payanywhere starts at $49.95 (terminal) + 2.69% per transaction and is Mobile payments and POS for small businesses. This comprehensive comparison will help you decide which POS system is the right fit for your operation.

Quick Comparison: Cloud Retailer vs Payanywhere

FeatureCloud RetailerPayanywhere
CategoryRetailMulti-Industry
Starting Price$69/month$49.95 (terminal) + 2.69% per transaction
Rating4.1/53.9/5
Target BusinessSmall BusinessSmall Business
Pricing ModelSubscriptionTransaction-based
Free TrialYesNo
Free VersionNoNo
Best ForConvenience stores and liquor storesSmall businesses wanting fast funding

Cloud Retailer Overview

Cloud Retailer is a cloud-based POS system for convenience stores, liquor stores, and small retailers. Features inventory management, age verification, and lottery integration.

Cloud Retailer is offered by Cloud Retailer (founded 2015) based in United States. The system focuses on Convenience Stores, Liquor Stores.

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Key Features:

  • Cloud POS
  • Inventory
  • Age Verification
  • Lottery Integration
  • Tobacco Scan Data
  • Reporting

Payanywhere Overview

Payanywhere offers mobile payment solutions with card readers and POS apps. Features next-day funding, invoicing, and business management tools for small businesses.

Payanywhere is offered by North American Bancard (founded 2011) based in Troy, MI. The system focuses on Retail, Service, Mobile.

Key Features:

  • Mobile POS
  • Card Readers
  • Invoicing
  • Next-day Funding
  • Inventory
  • Analytics

Feature Comparison

Cloud Retailer Features:

  • Cloud POS
  • Inventory
  • Age Verification
  • Lottery Integration
  • Tobacco Scan Data

Payanywhere Features:

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  • Mobile POS
  • Card Readers
  • Invoicing
  • Next-day Funding
  • Inventory

When comparing features, Cloud Retailer stands out with C-store expertise, while Payanywhere differentiates itself with Next-day funding. Your choice should depend on which features align better with your specific business requirements.

Pricing Comparison

Pricing AspectCloud RetailerPayanywhere
Starting Price$69/month$49.95 (terminal) + 2.69% per transaction
Pricing ModelSubscriptionTransaction-based
Price RangeMid-rangeBudget
Free TrialAvailableNot available
Free VersionNoNo

Payanywhere is more budget-friendly, making it a better choice for cost-conscious businesses. Consider the total cost of ownership including hardware, processing fees, and add-on modules when making your decision.

Pros and Cons

Cloud Retailer

Pros:

  • C-store specialization
  • Age verification built-in
  • Lottery features
  • Cloud flexibility

Cons:

  • Niche market
  • Less known brand
  • Limited reviews

Payanywhere

Pros:

  • Next-day funding
  • Free mobile app
  • Multiple hardware options
  • Invoicing included

Cons:

  • Mixed customer reviews
  • Transaction fees vary
  • Contract requirements possible

Who Should Choose Cloud Retailer?

Cloud Retailer is ideal for Convenience stores and liquor stores. The system is particularly well-suited for Convenience Stores, Liquor Stores.

However, Cloud Retailer may not be the best fit for Restaurants or general retail.

Who Should Choose Payanywhere?

Payanywhere is ideal for Small businesses wanting fast funding. The system is particularly well-suited for Retail, Service, Mobile.

However, Payanywhere may not be the best fit for Large operations needing advanced POS.

Our Recommendation

Both Cloud Retailer and Payanywhere are solid POS solutions, but they excel in different areas. Choose Cloud Retailer if you’re Convenience stores and liquor stores. Choose Payanywhere if you’re Small businesses wanting fast funding. Cloud Retailer has a higher user rating (4.1 vs 3.9). We recommend trying demos or free trials of both systems before making your final decision.

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Written by

Sarah Martinez

Restaurant Technology Editor
Verified Expert

Sarah Martinez is a Restaurant Technology Editor with 8 years of experience covering the hospitality industry. She has interviewed hundreds of restaurant owners and published extensive research on POS adoption trends. Sarah previously served as Senior Editor at Restaurant Business Magazine and is a regular speaker at the National Restaurant Association Show.

Former Senior Editor, Restaurant Business MagazineNRA Show Speaker (2021-2024)Published in Nation's Restaurant News
Expertise:
Restaurant TechnologyFood Service OperationsPOS Pricing AnalysisIndustry Trends