POS Comparisons

Chowbus vs Payanywhere: Which POS Is Better? (2025)

By Mauricio Nov 20, 2025 3 min read

In the battle of Chowbus versus Payanywhere, both systems bring unique strengths to the table. Chowbus is particularly strong for Asian restaurants needing specialized POS, while Payanywhere excels at Small businesses wanting fast funding. Whether you prioritize Asian restaurant expertise or Next-day funding, this comparison covers everything you need to know.

Quick Comparison: Chowbus vs Payanywhere

FeatureChowbusPayanywhere
CategoryRestaurantMulti-Industry
Starting PriceContact for pricing$49.95 (terminal) + 2.69% per transaction
Rating4.2/53.9/5
Target BusinessSmall Business to Mid-MarketSmall Business
Pricing ModelSubscriptionTransaction-based
Free TrialNoNo
Free VersionNoNo
Best ForAsian restaurants needing specialized POSSmall businesses wanting fast funding

Chowbus Overview

Chowbus POS is a restaurant management platform designed specifically for Asian restaurants. Features include multilingual support, online ordering integration, and specialized menu management for Asian cuisine.

Chowbus is offered by Chowbus Inc. (founded 2016) based in Chicago, IL. The system focuses on Asian Cuisine Restaurants.

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Key Features:

  • POS System
  • Online Ordering
  • Multilingual Support
  • Menu Management
  • Kitchen Display
  • Payment Processing

Payanywhere Overview

Payanywhere offers mobile payment solutions with card readers and POS apps. Features next-day funding, invoicing, and business management tools for small businesses.

Payanywhere is offered by North American Bancard (founded 2011) based in Troy, MI. The system focuses on Retail, Service, Mobile.

Key Features:

  • Mobile POS
  • Card Readers
  • Invoicing
  • Next-day Funding
  • Inventory
  • Analytics

Feature Comparison

Chowbus Features:

  • POS System
  • Online Ordering
  • Multilingual Support
  • Menu Management
  • Kitchen Display

Payanywhere Features:

  • Mobile POS
  • Card Readers
  • Invoicing
  • Next-day Funding
  • Inventory

When comparing features, Chowbus stands out with Asian restaurant expertise, while Payanywhere differentiates itself with Next-day funding. Your choice should depend on which features align better with your specific business requirements.

Pricing Comparison

Pricing AspectChowbusPayanywhere
Starting PriceContact for pricing$49.95 (terminal) + 2.69% per transaction
Pricing ModelSubscriptionTransaction-based
Price RangeMid-rangeBudget
Free TrialNot availableNot available
Free VersionNoNo

Payanywhere is more budget-friendly, making it a better choice for cost-conscious businesses. Consider the total cost of ownership including hardware, processing fees, and add-on modules when making your decision.

Pros and Cons

Chowbus

Pros:

  • Asian restaurant specialization
  • Multilingual interface
  • Online ordering integration
  • Cultural understanding

Cons:

  • Niche market focus
  • Limited to certain cuisines
  • Less mainstream support

Payanywhere

Pros:

  • Next-day funding
  • Free mobile app
  • Multiple hardware options
  • Invoicing included

Cons:

  • Mixed customer reviews
  • Transaction fees vary
  • Contract requirements possible

Who Should Choose Chowbus?

Chowbus is ideal for Asian restaurants needing specialized POS. The system is particularly well-suited for Asian Cuisine Restaurants.

However, Chowbus may not be the best fit for Western cuisine restaurants.

Who Should Choose Payanywhere?

Payanywhere is ideal for Small businesses wanting fast funding. The system is particularly well-suited for Retail, Service, Mobile.

However, Payanywhere may not be the best fit for Large operations needing advanced POS.

Our Recommendation

Both Chowbus and Payanywhere are solid POS solutions, but they excel in different areas. Choose Chowbus if you’re Asian restaurants needing specialized POS. Choose Payanywhere if you’re Small businesses wanting fast funding. Chowbus has a higher user rating (4.2 vs 3.9). We recommend trying demos or free trials of both systems before making your final decision.