Choosing between Simphony and Payanywhere for your business? Both are popular restaurant solutions, but they serve different needs. Simphony starts at $1/month per workstation and is Oracle cloud POS for global hospitality, while Payanywhere starts at $49.95 (terminal) + 2.69% per transaction and is Mobile payments and POS for small businesses. This comprehensive comparison will help you decide which POS system is the right fit for your operation.
Quick Comparison: Simphony vs Payanywhere
| Feature | Simphony | Payanywhere |
|---|---|---|
| Category | Restaurant | Multi-Industry |
| Starting Price | $1/month per workstation | $49.95 (terminal) + 2.69% per transaction |
| Rating | 4.2/5 | 3.9/5 |
| Target Business | Small Business to Enterprise | Small Business |
| Pricing Model | Subscription | Transaction-based |
| Free Trial | No | No |
| Free Version | No | No |
| Best For | Global brands and multi-location operators | Small businesses wanting fast funding |
Simphony Overview
Oracle Simphony is a cloud-based POS platform serving restaurants, hotels, and stadiums in 180 countries. Features 200+ integrations, offline mode, and scalable architecture from single locations to global chains.
Simphony is offered by Oracle (founded 2010) based in Austin, TX. The system focuses on Full Service, Quick Service, Hotels, Stadiums.
Key Features:
- Cloud POS
- Offline Mode
- 200+ Integrations
- Multi-language
- Online Ordering
- Kitchen Display
Payanywhere Overview
Payanywhere offers mobile payment solutions with card readers and POS apps. Features next-day funding, invoicing, and business management tools for small businesses.
Payanywhere is offered by North American Bancard (founded 2011) based in Troy, MI. The system focuses on Retail, Service, Mobile.
Key Features:
- Mobile POS
- Card Readers
- Invoicing
- Next-day Funding
- Inventory
- Analytics
Feature Comparison
Simphony Features:
- Cloud POS
- Offline Mode
- 200+ Integrations
- Multi-language
- Online Ordering
Payanywhere Features:
- Mobile POS
- Card Readers
- Invoicing
- Next-day Funding
- Inventory
When comparing features, Simphony stands out with $1/month entry pricing, while Payanywhere differentiates itself with Next-day funding. Your choice should depend on which features align better with your specific business requirements.
Pricing Comparison
| Pricing Aspect | Simphony | Payanywhere |
|---|---|---|
| Starting Price | $1/month per workstation | $49.95 (terminal) + 2.69% per transaction |
| Pricing Model | Subscription | Transaction-based |
| Price Range | Budget to Premium | Budget |
| Free Trial | Not available | Not available |
| Free Version | No | No |
Payanywhere is more budget-friendly, making it a better choice for cost-conscious businesses. Consider the total cost of ownership including hardware, processing fees, and add-on modules when making your decision.
Pros and Cons
Simphony
Pros:
- Affordable $1/month entry
- 180 country presence
- 200+ integrations
- Enterprise scalability
Cons:
- Complex for small operations
- Advanced features cost more
- Implementation required
Payanywhere
Pros:
- Next-day funding
- Free mobile app
- Multiple hardware options
- Invoicing included
Cons:
- Mixed customer reviews
- Transaction fees vary
- Contract requirements possible
Who Should Choose Simphony?
Simphony is ideal for Global brands and multi-location operators. The system is particularly well-suited for Full Service, Quick Service, Hotels, Stadiums.
However, Simphony may not be the best fit for Very small restaurants wanting simplicity.
Who Should Choose Payanywhere?
Payanywhere is ideal for Small businesses wanting fast funding. The system is particularly well-suited for Retail, Service, Mobile.
However, Payanywhere may not be the best fit for Large operations needing advanced POS.
Our Recommendation
Both Simphony and Payanywhere are solid POS solutions, but they excel in different areas. Choose Simphony if you’re Global brands and multi-location operators. Choose Payanywhere if you’re Small businesses wanting fast funding. Simphony has a higher user rating (4.2 vs 3.9). We recommend trying demos or free trials of both systems before making your final decision.